html, body {
  margin: 0;
}
#leftcol {
  float: left;
  width: 200px;
  border: #000 1px solid;
}
#main {
  margin: 0px;
}
#centercol {
  margin: 0 210px 0 210px;
  FONT-WEIGHT: bold;
  FONT-SIZE: 14px;
  COLOR: #990000;
  FONT-FAMILY: verdana, tahoma, sans-serif}
#rightcol {
  float: right;
  width: 200px;
  border: #000 1px solid;

.topbar
{
    BORDER-TOP-WIDTH: 0px;
    BORDER-LEFT-WIDTH: 0px;
    BORDER-BOTTOM-WIDTH: 0px;
    BACKGROUND-COLOR: #ffcc00;
    BORDER-RIGHT-WIDTH: 0px
}
.menubar
{
    BORDER-TOP-WIDTH: 0px;
    BORDER-LEFT-WIDTH: 0px;
    BORDER-BOTTOM-WIDTH: 0px;
    BACKGROUND-COLOR: #75a6bf;
    BORDER-RIGHT-WIDTH: 0px
}
.FAQ
{
    FONT-WEIGHT: bold;
    FONT-SIZE: 14px;
    COLOR: #990000;
    FONT-FAMILY: verdana, tahoma, sans-serif
}
.small
{
    FONT-SIZE: 10px;
    COLOR: #990000;
    FONT-FAMILY: verdana, tahoma, sans-serif
}
}